Wholesale ATM machines are basically devices used widely for banking transactions, without having to go into a bank to withdraw, deposit or transfer money. The machines can be found throughout shopping centers. They are also placed in the entrance of banking halls and at strategic points in towns and cities.
Working in a bank these days is very tenuous, there is so much restructuring and upgrading going on, the staff never know when they will be replaced by a machine. One wonders whether those are the times when they feel insecure and start thinking that they will soon be without a job and maybe if they just did once skimmed a bit of money off of a clients account nobody would notice.
The banking industry is so huge in most countries it must be very difficult for them to keep on top of the hackers and gangsters. They are just everywhere. It seems there is no one to trust anymore and no one knows when a text message or email is going to turn up to say money has been withdrawn from your account without your authorization.
The safety of ATM's has been questioned in many countries. There must be hundred of people who have lost money due to ATM fraud. Card cloning, magnetic strips, people harassing you at the machine are all opportunities for thieves to get their hands on your hard earned money. You probably have been a victim yourself or know of someone who has been.
Many of the staff working in banks are from the older generation and have been in their jobs for many, many years. They do not necessarily work because they love their jobs but because they do not have any other choice. What will they do when they are called to the human resources department and told they are no longer needed? Where will they go?
When a youngster leaves school, gets a part time job while he studies and starts earning decent money, or has to leave school and start working immediately, he will receive a salary and probably more money that he has ever had before. The easiest thing for him to do would be to go and splash out on that new pair of sunglasses he has had his eye on, or an expensive new cell phone.
Even clients going into a bank to withdraw a large amount of money, although doing it as discreetly as possible, are unaware that there is someone standing in the queue or just hovering around the banking hall, watching every move. The lurker simply steps outside the bank, gets on to his cell phone to let his buddy know what the man looks like who has just drawn a substantial amount of cash and which direction he is heading. The accomplice then follows the client to his car and robs him.
There are advantages and disadvantages of having wholesale ATM machines in our world. Taking the good with the bad it would be an interesting exercise to weigh up who wins and who loses in the end. It will very unlikely be the man on the street or the loyal staff member who has twenty years service in the bank.
Working in a bank these days is very tenuous, there is so much restructuring and upgrading going on, the staff never know when they will be replaced by a machine. One wonders whether those are the times when they feel insecure and start thinking that they will soon be without a job and maybe if they just did once skimmed a bit of money off of a clients account nobody would notice.
The banking industry is so huge in most countries it must be very difficult for them to keep on top of the hackers and gangsters. They are just everywhere. It seems there is no one to trust anymore and no one knows when a text message or email is going to turn up to say money has been withdrawn from your account without your authorization.
The safety of ATM's has been questioned in many countries. There must be hundred of people who have lost money due to ATM fraud. Card cloning, magnetic strips, people harassing you at the machine are all opportunities for thieves to get their hands on your hard earned money. You probably have been a victim yourself or know of someone who has been.
Many of the staff working in banks are from the older generation and have been in their jobs for many, many years. They do not necessarily work because they love their jobs but because they do not have any other choice. What will they do when they are called to the human resources department and told they are no longer needed? Where will they go?
When a youngster leaves school, gets a part time job while he studies and starts earning decent money, or has to leave school and start working immediately, he will receive a salary and probably more money that he has ever had before. The easiest thing for him to do would be to go and splash out on that new pair of sunglasses he has had his eye on, or an expensive new cell phone.
Even clients going into a bank to withdraw a large amount of money, although doing it as discreetly as possible, are unaware that there is someone standing in the queue or just hovering around the banking hall, watching every move. The lurker simply steps outside the bank, gets on to his cell phone to let his buddy know what the man looks like who has just drawn a substantial amount of cash and which direction he is heading. The accomplice then follows the client to his car and robs him.
There are advantages and disadvantages of having wholesale ATM machines in our world. Taking the good with the bad it would be an interesting exercise to weigh up who wins and who loses in the end. It will very unlikely be the man on the street or the loyal staff member who has twenty years service in the bank.
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